Our Account Products — Common Capital

COMMON Savings Account

A simple, flexible account for day-to-day saving and easy access when you need it.

Fixed Savings Account

Earn a higher return by fixing your savings for a set period.

Joint Savings Account

A shared account with agreed signatories and full transparency.

Group Savings Account

Purpose-built for formal and informal groups to save, plan and access credit.

Toto Savings Account

A children's account to build the saving habit and earn more as they grow.

Rent Savings Account

Plan ahead for rent and housing costs with automated, goal-based saving.

Loan Account

A dedicated ledger for loan repayments and statements.

CSA • Everyday savings for members

Our COMMON Savings Account (CSA) is the foundation for every member. Build a saving habit with flexible deposits, transparent pricing and competitive interest. Make deposits through the office, mobile money or bank; withdraw at the counter or transfer to your loan or another member. Perfect for general saving, emergencies and short-term goals.

FSA • Lock and grow with guaranteed returns

The Fixed Savings Account (FSA) rewards commitment. Choose a term and lock your funds to earn a higher interest rate than regular savings. At maturity you can withdraw principal plus interest or roll over to a new term. Ideal for medium-term goals and building capital safely.

JSA • Save together, plan together

The Joint Savings Account (JSA) allows two or more members to save and manage funds together. Choose an instruction (Any or All to sign), earn interest, and keep a clean record for shared goals like projects, fees or family plans.