Common Capital is a member-owned SACCO providing affordable loans, secure savings, and financial literacy so our members can grow with confidence. We practice responsible lending, transparent pricing, and fast, friendly support—online and in-branch.
From salaried workers to micro-entrepreneurs, we help members plan, save, and invest in opportunities that uplift families and communities.
Simple steps to financial growth: join, save, apply, and grow—guided by a transparent assessment and a repayment plan that fits your cash flow.
Open your membership, pay shares, and start saving.
Maintain a regular saving pattern to unlock loan eligibility.
We assess your capacity, guarantors, and security where required.
Receive funds and repay easily via mobile/bank—build your limit over time.
Started with 5 pioneering members committed to savings discipline.
Expanded products and rolled out mobile repayment options.
Introduced online onboarding and statement access.
Scaled financial literacy programs across our regions.
A steady rise in member deposits and responsible lending has fueled sustainable growth. Explore our summarized trends below.
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